Finding the right home at the right price is just one part of a real estate transaction. John Hall & Associates is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 480-844-5900 if your needs include a professional REALTOR® experienced in the business side of real estate.

Expected closing costs

There are certain typical expenses linked to closing the sale of a house. These fees are often split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Arizona to help lead you through your process.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing a home in Maricopa County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not astonished when you get to closing time. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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